Finance, Lending and Banking
We represent national and state-chartered banks, insurance companies, commercial finance companies, SBICs and other lenders and borrowers in a wide variety of lending scenarios. Attorneys in our finance and banking practice group are frequently retained to negotiate and document commercial loans, leveraged buyouts, recapitalizations, asset-based loans, revolving credit loans, equipment loans and mezzanine financings. Members of our finance and banking practice work closely with the firm’s bankruptcy professionals in debt restructurings and workouts, both in and out of bankruptcy, providing seamless representation to our clients during the life of a deal.
We are involved in a wide spectrum of financial transactions, from the documentation of operating lines of credit for small family-owned businesses to large syndicated financings for nationally-recognized firms. Representative transactions include:
- Asset-based loans to wholesale distribution companies secured by accounts receivable, inventory and other assets
- Equipment financing for manufacturing, printing and other capital-intensive businesses
- Accounts receivable, inventory and term loan financings
- Loans to individuals secured by pledged securities
- Warehouse lines of credit for leasing and finance companies
- Standby letter of credit facilities issued in support of industrial revenue bonds
- Acquisition loans in the context of leveraged buy-outs
- Mezzanine finance facilities involving warrants
- Construction and other project financings for industrial facilities
- Debt for equity restructurings
- Operating lines of credit for software companiesLoans to contractors
- Loans secured by intellectual property
- Bridge loans
- Loans to churches and other non-profit entities
A broad base of experience allows members of our finance and banking practice group to provide practical, business-oriented, advice to our clients.